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04/22/2026

With people losing big to investment scams, learn how to spot and avoid them

FTC

You might be interested in making money through investments. Who isn’t? So offers that promise big returns might draw your attention…and scammers know this. They use those promises and clever schemes to lure you in and, unfortunately, people are losing big money on investment scams. In fact, FTC data shows reports of more than $7.9 billion in losses to investment scams, with a median individual loss of more than $10,000 in 2025. Do you know how to spot and avoid investment scams?

Scammers might reach you through social media, WhatsApp, or through online ads, promising you’ll make a lot of money quickly. These messages might also come from a friend or love interest offering you “coaching” to learn how to make a fortune in stocks, forex, or cryptocurrency. After you invest, they’ll often say your investments are doing well, maybe even showing fake “proof” that you’re making money. The reality? The investment isn’t real and you end up losing all your money.

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