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Complete Story
04/03/2026
Could that mortgage relief offer be a scam?
FTC
Life happens and sometimes you end up with trouble paying your mortgage. Maybe you were affected by a natural disaster, lost your job, or got stuck with a bunch of medical bills after an illness. Then, suddenly, you get an unexpected call offering you mortgage relief. But could it be a scam?
Mortgage assistance does exist, but scammers try to take advantage of homeowners looking to save their home. The scammers often call unexpectedly, promising to modify your mortgage or give you a way to avoid foreclosure — if you make a payment upfront.
But don’t pay. It’s illegal for companies to charge a fee before you get any services. Anyone asking you to pay upfront is giving you a warning that you might be dealing with a mortgage relief scam.
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