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Google Pay Ditches the CVV With Virtual Card Numbers for Amex Holders

Autofill solved a lot of problems for eCommerce — especially friction at checkout.
Peeyush Ranjan, vice president and general manager of Google Pay, told Karen Webster that being able to fill in one’s payments details with a single click was a huge step in making us all feel more comfortable about using cards online.

But now, more than ever, we’ve got to hide our personal payment details from the fraudsters.

Defending against fraud, he said, “is a cat and mouse game.” The best lines of defense, he said, lie in hiding the 16-digit card numbers, while keeping user identities and credentials “bound” to the devices they use in eCommerce and card data “bound” to the merchants they frequent — all of it done safely and securely. The future of checkout, then, might lie with virtual cards.



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