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Lloyd’s refuses to cover nation-state attacks: What it means to enterprises

Venture Beat

Data breaches aren’t cheap. With the average breach costing $4.24 million, many organizations are turning to cyber insurance to decrease the financial impact of security incidents. However, insurers are beginning to lose confidence in the ability of the insurance market to absorb the risk of an increasingly complex threat landscape.  

Just last week, for example, Lloyd’s released a bulletin announcing that starting March 2023, all cyber insurance policies “must exclude liability for losses arising from any state-backed cyberattack.” 


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