Essential Takeaways
Cap removed: The fixed £100 contactless card limit is being lifted for banks and payment providers with robust fraud controls.
Mobile wallets unchanged: Payments via phones and smartwatches still verify you by Face ID, fingerprint or passcode, so they weren’t bound by the old £100 cap.
Safety still central: Firms must have strong fraud controls to offer higher limits, so not every card will automatically support bigger contactless spends.
Rollout varies: Retailers and banks will move at different speeds, so some tills may accept higher tap payments sooner than others.
Practical impact: Expect more convenience for grocery runs and petrol stops, but check your card provider’s rules before relying on higher limits.