MARSHFIELD, WI (OnFocus) – As digital natives, younger generations often rely on mobile banking for convenience and flexibility. However, this ease of access has made them prime targets for fraudsters, who have adapted their tactics to exploit modern technology. One rising scam involves sending fraudulent checks via messaging apps, luring young people into depositing check images through mobile banking. Here’s what to watch for, how banks are protecting consumers, and what to do if you fall victim.
What to Watch For
Fraudsters may approach you through messaging apps or social media, offering seemingly legitimate checks. These could be tied to fake job offers, “overpayment” schemes, or even as gifts from strangers or new acquaintances. Key warning signs include: