Online scams are everywhere: emails, Internet purchases, even social media. They're all areas that can make us vulnerable to fraud if we're not careful with what we share and who we share it with. “Scammers are always finding new ways to develop their scams and of course because of the pandemic and other factors they found new ways to pivot their scams as well,” Tierra Terry told 3 On Your Side. She’s with the Phoenix BBB and gave 3 On Your Side tips to secure a “fraud-free” new year.