When it comes to fintech, there is no shortage of big bets on which new technologies will come to fruition and the levels of mass adoption. From talk of plastic cards going away to the end of cash, everyone is eager to anticipate the next big trend.
But change takes time.
Fintech is an exciting industry to work in, filled with innovations to satisfy ever-shifting consumer needs and a demand for more seamless ways to manage money. However, even the best technologies are always iterative.
In the interest of keeping financial institutions of all sizes and our fintech peers honest on what types of innovation will come in the year ahead, I thought I’d take a moment first to level-set expectations and identify what won’t happen in 2019, followed by what more realistic advances we may see.